Rafailovići, Montenegro, Rafailovići, Budva Municipality, Montenegro. - Hero Image
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Rafailovići
Rafailovići | Budva Municipality

The Height of

Mediterranean Living

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Ksenija Sedova
Ksenija Sedova
Presented At
€650,000
Bedrooms
4
Bathrooms
2
Living
3,768
SQFT
Stories 3
Fireplace
Office
Air Conditioning
Fitness Center / Gym
Laundry Room
Walk In Closet
Wine Cellar
Terrace
Parking
Balcony
Outdoor Kitchen
Coastal
Sea View
Rafailovići, Montenegro, Rafailovići, Budva Municipality, Montenegro. - Photo 1
Rafailovići, Montenegro, Rafailovići, Budva Municipality, Montenegro. - Photo 2
Rafailovići, Montenegro, Rafailovići, Budva Municipality, Montenegro. - Photo 3
Rafailovići, Montenegro, Rafailovići, Budva Municipality, Montenegro. - Photo 4
Rafailovići, Montenegro, Rafailovići, Budva Municipality, Montenegro. - Photo 5
Rafailovići, Montenegro, Rafailovići, Budva Municipality, Montenegro. - Photo 6
Rafailovići, Montenegro, Rafailovići, Budva Municipality, Montenegro. - Photo 7
Rafailovići, Montenegro, Rafailovići, Budva Municipality, Montenegro. - Photo 8
Rafailovići, Montenegro, Rafailovići, Budva Municipality, Montenegro. - Photo 9
Rafailovići, Montenegro, Rafailovići, Budva Municipality, Montenegro. - Photo 10
Rafailovići, Montenegro, Rafailovići, Budva Municipality, Montenegro. - Photo 11
Rafailovići, Montenegro, Rafailovići, Budva Municipality, Montenegro. - Photo 12
Rafailovići, Montenegro, Rafailovići, Budva Municipality, Montenegro. - Photo 13
Rafailovići, Montenegro, Rafailovići, Budva Municipality, Montenegro. - Photo 14
Rafailovići, Montenegro, Rafailovići, Budva Municipality, Montenegro. - Photo 15
Rafailovići, Montenegro, Rafailovići, Budva Municipality, Montenegro. - Photo 16
Rafailovići, Montenegro, Rafailovići, Budva Municipality, Montenegro. - Photo 17
Rafailovići, Montenegro, Rafailovići, Budva Municipality, Montenegro. - Photo 18
Rafailovići, Montenegro, Rafailovići, Budva Municipality, Montenegro. - Photo 19
Rafailovići, Montenegro, Rafailovići, Budva Municipality, Montenegro. - Photo 20
Rafailovići, Montenegro, Rafailovići, Budva Municipality, Montenegro. - Photo 21
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Rafailovići, Montenegro, Rafailovići, Budva Municipality, Montenegro. , Rafailovići , Budva Municipality

Three-level penthouse on the 1st line of the sea in the village of Rafailovichi

A two-story, three-level penthouse is for sale, located on the first line of the sea in an elite area of Montenegro, the village of Rafailovichi. The total area of the penthouse is 350 sq.m., including terraces, the living area is 233 sq.m. Occupying the upper two floors (6-7th), and the exploitable roof. The apartment consists of three levels. On the 1st level there is an entrance hall with a staircase to the 2nd level, a wardrobe, a laundry room, two bathrooms, three bedrooms with balconies, a kitchen-dining room, a living room with a fireplace and a staircase to the 3rd level with a large terrace overlooking the sea, an area barbecue and sunbathing. On the 2nd level there can be a choice of an office or a gym, a library, a relaxation area and a winter garden. On the 3rd level
  • fireplace, sunbathing area. Parking
  • own private parking lot near the house, paved road, convenient access, entrance to the embankment only for owners.
Parking for yachts is located 50 meters from the house. Restaurants

Gallery

3D Street View Tour

Map showing Rafailovići, Montenegro, Rafailovići, Budva Municipality, Montenegro.

Property Location

Rafailovići, Montenegro, Rafailovići, Budva Municipality, Montenegro., Rafailovići Budva Municipality

Local Weather & Climate

Rafailovići, Budva Municipality

Current Conditions Updated recently
51 °F
Scattered clouds
Feels Like 49°F
Humidity 82%
Wind 2 mph
Visibility 6.2 mi
Sunrise 6:00 AM
Sunset 3:55 PM
5-Day Forecast
Fri 30 Jan
Rain
High 50°
Low 50°
Sat 31 Jan
Rain
High 54°
Low 44°
Sun 1 Feb
Clouds
High 54°
Low 47°
Mon 2 Feb
Rain
High 47°
Low 43°
Tue 3 Feb
Clouds
High 52°
Low 42°
Annual Climate Based on last 12 months
58° Avg Low
Jan
70° Avg High
Aug
185 Rainy Days
per year
Arid
Semi-Arid
Moderate
Wet
89.2" Annual Rainfall
Wet climate
❄
❄
❄
❄
❄
❄
❄
❄
❄
❄
❄
❄
❄
❄
7 Snow Days
per year
Monthly Temperatures
Jan
53°
43°
Feb
56°
46°
Mar
60°
48°
Apr
67°
54°
May
72°
59°
Jun
86°
72°
Jul
88°
74°
Aug
92°
79°
Sep
83°
69°
Oct
67°
56°
Nov
61°
52°
Dec
58°
46°
Data from OpenWeatherMap & Open-Meteo

Walkability & Transit Scores

How easy is it to get around Rafailovići?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

€
%
€100,000
%
Estimated Monthly Payment $3,160
Monthly Payment Breakdown
Principal & Interest $2,528
Loan Amount $400,000
Total Interest $337,621
Total Cost $737,621

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Important Information
  • This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
  • Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
  • Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
  • This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.

Market Opinion

Our perspective on current market conditions in Rafailovići. For informational purposes only — always consult a licensed real estate professional before making decisions.

Market Analysis
International luxury real estate typically appreciates steadily over time.
65
Buyer Score
Estimated regional appreciation: 4% annually
Ultra-luxury properties tend to be more resilient during market downturns

Future Value & Wealth Building

Starting investment: $65,000,000 20% down ($13,000,000)

Investment Perspective
$ $ $
$1 → $1.36
Every dollar invested today could become $1.36 in 10 years
$100 → 136 $1,000 → $1,362
+$5,585
$5,585/day
Your home may appreciate while you sleep
$39,205/week $169,890/mo $2,038,684/yr
$100K Investment Comparison (10 Years)
Real Estate (Leveraged)
$281K
S&P 500 Index
$259K
High-Yield Savings
$155K
Real estate leverage: potential 8% advantage over stocks
RENT 💸 -$35.8M
vs
OWN 📈 +$50.7M
$50.7M Potential Equity
vs $35.8M lost to rent over 10 years
$13.0M Down Payment Growth
3.9x
10yr
$50.7M
8.1x
20yr
$105.0M
12.6x
30yr
$164.2M
Wealth Comparison
×391
Equivalent to 391 average US homes
top 5%
US household wealth ranking
Median: $193K Yours: $164.2M
Time to Double Your Investment (accounting for market cycles)
42.4
years
Conservative
1.65% effective/yr
15.3
years
Optimistic
4.62% effective/yr
Projected Home Values (adjusted for market cycles)
10 Years
Conservative $76.5M +18%
Market $88.5M +36%
Optimistic $102.1M +57%
$50.7M est. equity
20 Years
Conservative $90.2M +39%
Market $120.5M +85%
Optimistic $160.5M +147%
$105.0M est. equity
30 Years
Conservative $106.2M +63%
Market $164.2M +153%
Optimistic $252.3M +288%
$164.2M est. equity

These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Data from World Bank and regional real estate market research | Estimates based on historical appreciation trends

Frequently Asked Questions

Common questions about this property

This apartment at Rafailovići, Montenegro, Rafailovići, Budva Municipality, Montenegro features 4 bedrooms with 3,768 square feet of living space.
This property offers 3,768 square feet of living space.
This property is listed at $65,000,000, which equals $17251 per square foot.
Based on current market indicators, Rafailovići shows an active market. The market opportunity score is 65 out of 100, reflecting factors like price trends, inventory levels, and days on market.
Rafailovići features a pleasant climate. Average temperatures range from 58°F in winter to 70°F in summer. The area receives approximately 89.2 inches of precipitation annually. There are about 185 days with rain throughout the year. Expect around 7 days with snow. This climate information can help you plan for seasonal activities and energy costs.
Rafailovići tends to be warmest in Aug and coldest in Jan. The shoulder seasons of spring and fall often offer the most comfortable weather for moving and outdoor activities.
This is a apartment located in Rafailovići, Budva Municipality. The property is situated in an established neighborhood with convenient access to local amenities and services.
Ksenija Sedova

Ksenija Sedova

Monteonline

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